Wow what an excellent graphic info you have provided. I am really happy to see at this graphic presentation but difficult to understand... I am now going to apply for payday loans at payday-loans-professor.com

What exactly should we be extracting from this infographic? Alabama doesn't like coffee but like to be in debt?

Your APR heatmap for Michigan does not match up with your other data for the state. I'm from Michigan and we've got enough problems already without adding misinformation to the mix. Thanks.

The author of www.coolinfographics.com has made an excellent point. There are a lot of criticism about payday lending, but critics of payday loans do not realize that these loans are borrowed by people that have less than perfect credit and do not have any other alternatives. Big banks are not willing to take the same risks as payday lenders do.

so it mean that at alabama its easy to locate a payday center then to find a mcdonalds.....interesting..

A direct loan is the best way to apply for a loan. It is defined as a loan given to a person without going through a third party. It eliminates any third party involvement.